Business Loan

Loan amount up to 100,000 JOD and a repayment period up to 48 months. 

Grow your business project and expand your operation with Vitas Business loan; carefully designed to meet the financing needs of SEs - small enterprises- that have been in operation for over 1 year.

Whether you are an individual who owns a small project, or a registered business enterprise, Vitas Business Loan provides you with access to finance to expand your business, with a repayment period of up to 48 months. Vitas business Loan provides you with valuable advantages and benefits:

- 0% fees on early loan closure

- Fast and easy loan disbursement -given your paperwork is complete-

- No mortgages or pledges are required


AmountInterest Rate (%)EIR (%)Terms
1,500 JOD28 %36.85 %6 - 42 Months
1,501 - 3,000 JOD28 %36.76 % - 33.86 %6 - 48 Months
3,001 - 4,999 JOD26 %33.89 % - 33.86 %6 - 48 Months
5,000 - 10,000 JOD20 %25.76 % - 25.85 %6 - 48 Months
10,001 - 50,000 JOD18 %23.17 % - 23.07 %6 - 48 Months
50,001- 100,000 JOD17 %21.80 % - 21.80 %6 - 48 Months

Apply For

A Loan

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    Loan Application Fees

    Amount

    Fees

    1200 - 15005
    1501 - 20005
    2001 - 30008
    3001 - 40008
    4001 - 500010
    5001 - 600020
    6001 - 800020
    8001 - 1000025
    10001 - 1400025
    14001 - 5000030
    50001 - 7500035
    75001 - 8000040
    80001 - 10000050

    *The commission is calculated 1% per annum (from the loan value depending on the repayment period) for financing amounts from 1500 to 100,000 dinars

      * Note that loans are liquidated by FAR checks (no commissions deducted) and CIF billing loans (no commissions deducted and no application fees)

      * The credit approval stipulates that the value of the monthly installment be deducted directly from the salary in the loans linked to the authorization documents (Deductions of the Housing Bank or Cairo Amman) and according to the agreements, a commission of 1% of the financing amount will be collected instead of a transfer commission with a salary deduction and the issuance and management of authorization bonds, and it is subject to the terms and conditions

      * Important note: The company abides by the instructions for licensing and presence of microfinance companies No. (2016/62) issued in accordance with the provisions of Article (26) of the Microfinance Companies Law No. (5) of 2015, and what is stipulated in Article (3)-c and Related to the maximum value and fragmentation criterion that determines the maximum allowable loan amount.





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