our services
Business Loan

A loan that is given to finance the working capital needed for individuals who own projects of over one year old and have the desire to improve , expand, and enhance these projects by purchasing raw materials, goods and supplies of equipment and machinery.

Home Improvement Loan

This Loan helps individuals who have the desire to improve and enhance their homes by giving them an amount that contributes with the maintenance of the existing facilities, adding new ones or making other enhancements and improvements.

Agriculture Loan

This is a loan given for covering the financing needs of farms and livestock owners.

Medical Loan

This Loan is given for individuals who have medical issues or for their parents in order to get the proper treatment or purchase medical supplies needed for treatment.

Education Loan

A Loan to provide the coverage of financial needs either to university or scholar tuition or the tuition for training or educational courses

Working Capital Loan

Supports the ongoing business needs of the company.

Fixed Assets Loan

Finances the cost of acquiring new fixed assets (Machines) needed for the business.

Factory of Accounts Receivable Loans

Supports the liquidity needs of the business in a faster term.

Commercial Invoice Financing Loan

A business loan servicing the desire of our client to buy goods/services from another vendor with a direct settlement through the loan.

Safety net is an insurance program that is offered exclusively for Vitas Jordan clients in collaboration with the gulf insurance group

Vitas Jordan Loan Information

 

 

 

 

 

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

AGRICULTURE LOAN - AGL

This is a loan given for covering the financing needs of farms and livestock owners.

 1200-1500

 27%

34.59% 

 6-42 months

 1501-3000

 27%

34.59% 

6-48 months 

 3001-5000

 25%

 31.80%

 5001-10000

 21%

26.70% 

 10001-50000

 18%

 19.56%

 50001-75000

 17%

 21.58%

 75001 - 80000

 17%

 21.58%

 80001 - 100000

 17%

 21.58%

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

EDUCATION LOAN - EDL

A Loan to provide the coverage of financial needs either to university or scholar tuition or the tuition for training or educational courses.

 1200-1500

 27%

34.59% 

 6 - 42 Months

1501-3000 

 27%

 34.59%

 6 - 48 Months

3001-5000 

 25%

 31.80%

 5001-10000

 21%

26.70% 

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

HOME IMPROVEMENT LOAN - HELP

This Loan helps individuals who have the desire to improve and enhance their homes by giving them an amount that contributes with the maintenance of the existing facilities, adding new ones or making other enhancements and improvements.

 1200-1500

 27%

34.59% 

 6 - 42 Months

 1501-3000

 27%

 34.59%

6 - 48 Months 

3001-5000 

 25%

 31.80%

5001-10000 

 21%

 26.70%

 10001-14000

 18%

19.56% 

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

BUSINESS DEVELOPMENT LOAN - BDL

A loan for developing existing business owners who have the desire to improve, expand and enhance their business.

 1200-1500

 27%

34.59% 

 6 - 42 Months

 1501-3000

 27%

 34.59%

6 - 48 Months 

 3001-4999

 25%

 31.80%

5000-10000 

 19%

 24.15%

10001-25000 

 18%

 23.05%

25001-30000 

 18%

 22.92%

30001-40000 

 18%

 22.92%

40001-50000 

 18%

 22.92%

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

MEDICAL LOAN - MDL

This Loan is given for individuals who have medical issues or for their parents in order to get the proper treatment or purchase medical supplies needed for treatment.

 1200-1500

 21%

26.59% 

 6 - 42 Months

1001-3000

 21%

 26.59%

 6-48 months

3001-5000 

 19%

 24.01%

 5001-10000

 17%

 21.64%

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

WORKING CAPITAL LOANS - WCL

Supports the ongoing business needs of the company.

 5000-10000

19% 

24.15% 

3-24 months 

10001-50000 

 18%

 22.92%

50001-100000 

 17%

 21.58%

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

FIXED ASSETS LOANS - FAL

Finances the cost of acquiring new fixed assets (Machines) needed for the business.

 5001-10000

 19%

 24.15%

6 - 48 Months 

 10001-50000

 18%

 22.92%

50001-100000 

 17%

 21.58%

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

FACTORING OF ACCOUNTS RECEIVABLE LOANS - FAR

Supports the liquidity needs of the business in a faster term.

3001-5000 

 19%

 28.59%

 1 - 48 Months

 5001-10000

 19%

 25.61%

10001-50000 

 19%

 23.42%

 50001-75000

 18%

 21.84%

Loan Product

Discription

Amount

Interest Rate (%)

EIR (%)

Terms

COMMERCIAL INVOICE FINANCING - CIF

A business loan servicing the desire of our client to buy goods/services from another vendor with a direct settlement through the loan.

 3001-4999

 26%

 29.33%

6 - 48 Months 

 5000-10000

 20%

 21.94%

 10001-50000

 19%

 20.75%

 50001-100000

 18%

 19.56%


Service

Discription

Mobile Application In a Fast paced world we live in today Vitas Jordan strives to keep up with technological changes, to leverage the level of services we offer, and strengthen the principles of transparency and integrity in terms of sharing loans details with our clients, We have developed a mobile application that will serve our clients and provide them with full information about their loans. The Vitas Jordan Mobile application provides our clients with the information needed about our branches , financial services, also the full details about their loans status.
E-Fawateercom Our world is witnessing a digitalization and electronic revolution, that’s why we have collaborated with Efawatercom, which is an electronic payment platform (regulated by the Central Bank of Jordan and operated by Madfooatcom for Electronic Payments). Now, our clients are able to pick the time and place they want to pay their loan installments in , through a list of payment channels that includes ATMs, Tellers, Mobile and Online Banking services, Post offices, along with a number of trusted centers. Consequently Vitas available Payment channels became more convenient and easy, which is one of our main objectives!
Social Media Vitas Jordan has developed strong social media platforms in the past years. Social media nowadays are the most powerful tool to communicate and reach people, and to directly market our financial services to the targeted audience.
Safety Net Safety Net is an insurance program that is offered exclusively for Vitas Jordan clients in collaboration with the Gulf Insurance Group.

 

Loan Application Fees

Amount

Fees

1200 - 1500 5
1501 - 2000 5
2001 - 3000 8
3001 - 4000 8
4001 - 5000 10
5001 - 6000 20
6001 - 8000 20
8001 - 10000 25
10001 - 14000 25
14001 - 50000 30
50001 - 75000 35
75001 - 80000 40
80001 - 100000 50

 

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